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Strategic Growth

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Marion Kaarina Ott PA · Douglas Elliman
 

MiamiInvestment Calculator

Estimate rental income, cash flow & 5 year return — every formula shown.

Full transparency on every number: Tax rates are sourced from the official Miami-Dade Property Appraiser 2025 millage table. Rent estimates are illustrative multipliers based on market ranges not live data. Insurance reflects Miami-Dade average HO-6 premiums per FIU/NerdWallet 2024-25 research. For a verified analysis using real MLS comps, contact Marion directly.

Property Details
$
Fee: 8% long-term · 12% seasonal · 20% Airbnb (of gross rent)
Financing
Down Payment30%
Mortgage Rate7.0%
HOA / Month$1,200
Projected Returns
Estimated Annual ROI
+0.0%
Total Return on Invested Capital
Income
Gross Monthly Rent —
Vacancy Deduction —
Effective Monthly Income —
Annual Expenses
Property Tax —
Insurance (Miami-Dade avg HO-6 per FIU/NerdWallet 2025) —
HOA (your input × 12 months) —
Maintenance Reserve (price × 0.50%) —
Property Management —
Total Annual Expenses —
Net Summary
Net Operating Income (eff. income/yr − total expenses) —
Annual Mortgage (30-yr fixed amortization) —
Monthly Cash Flow —
Cap Rate (NOI ÷ purchase price) —
5-Year Projected Value  

Beyond the Calculator

Numbers are just the beginning. Connect with Marion to receive a comprehensive analysis of market variables, neighborhood appreciation, and potential ROI.

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